For what it is worth, here is my 2 pence input: A crucial element in the design is finance. One way or the other, the question on how to get the money to buy ‘things’ or ‘services’ has to be addressed. If I may suggest, there are at least 2 ways of conceptualising the problem.
a) the current coroporate finance idea: Try to maximise monetary profits, subject to legal constraints.
b) the proposed idea: Maximise your collective objective (short form for what you have outlined), subject to a financial constraint (ie being able to pay bills).

I believe the distinction matters.

Good luck with your endevours.

There is also some interesting theoretical work in economics where the emergence of traditions is explained. But this is for another time.