The following extract maybe of interest, and comes from the Talk section of the p2pfoundation entry on TFE where a newer, and more lucid intro on the subject exists, and which may soon appear on the first page (possibly replacing the older, more complex, and less authorative presentation of the subject).

“….Critics will probably point out that elected governments alone should have the power to create Facilitation Finance as new non-repayable debt-free money rather than mainly private companies (though they could be part owned by the state if desired). The reason for this approach is that it is hard to see that a country like the US which is still a world economic power (at the time of writing) would frown on the idea of greater government interventionism in the so-called Free Market Economy. Thus, something like FBs maybe be more acceptable, and their influence towards a more environmentally, and ethically centred business developments would be more agreeable. Rather than more, and more regulation (which ofcourse could be difficult to pass into law by many countries notably America) they would be able to “nudge” commercial enterprises as never before to reform themselves using financial incentives (ie. commercial grants, and interest free loans). Ofcourse, quite a number of businesses to a limited degree try to appear green to their customers as they see this as a good selling point. Some business leaders would claim that using normal market strategies rather than resorting to “subsidy” like incentives should be possible. However, TFE takes a different position.”